Hi, and welcome to Affording IVF! This site is devoted to helping people through the financial minefield of fertility treatments, and medical care in general. Modern medicine, especially services that are seen to be more “elective” such as infertility treatments can be costly, and often clinics operate with very little transparency during the care process making it very difficult to figure out how much money your care is going to could cost you. An educated consumer can ask the right questions to significantly reduce the uncertainty involved in determining the cost of any medical care. In my goal to educate my visitors, I will cover everything from how to deal with your insurance company to what questions to ask your fertility clinic to make sure you have all the necessary information required to make informed decisions through your treatment. I will cover topics such as what types of insurance make the most sense for you, budgeting, acquiring financing for your care, and much more.
Let me introduce myself, my name is Aaron and I want to help you.
At this point, you may be saying to yourself “I don’t who this guy is or why he thinks he can help me,” well, that is a fair response. Let me tell you a bit about me and how I might be able to help you.
I have worked in the medical field for a number of years and during that time I have helped many patients wade through the quagmire that is conventional medical insurance. Throughout this time I have found a general lack of knowledge out there surrounding people’s insurance benefits and how to best deal with insurance companies when an issue occasionally comes up.
It is often surprising how little people know about their insurance benefits – and I can’t say I blame them. Have you seen those huge small print benefit booklets the insurance companies send out? I have to be honest and say I typically don’t read much of mine either. Now, this is usually not a big deal. you break your arm, or get sick and see a doctor and you can have a pretty good idea of what to expect as far as the costs go. You probably look to see if the office takes your insurance and call it good at that. And for most things, that is more than enough. If you are lucky enough to have health insurance these days then those visits are covered (more or less, depending on the quality of your insurance). Although, for those of us with marginal insurance coverage, anyone with a catastrophic policy for example (myself included) things can get a little trickier as coverage can vary widely from policy to policy. More on that type of thing later…
Although the site will deal mostly with strategies and techniques for helping patients plan, and pay for their fertility treatments as that is my primary expertise, I will also be providing information that can be helpful for anyone who is going through any kind of medical treatment. If you have any questions, or topics that you would like me to discuss feel free to post them in the comments or use the contact form on the bottom of the page to email me directly. Remember, my goal is to help educate, so don’t hesitate to ask any questions you might have. Because if you have a question it is very likely it is shared by many more people. Enjoy!