I know what you are thinking. Everyone knows that IVF (in vitro fertilization) costs a whole lot of money, what is this guy talking about.
Let me explain.
Sure, the price tag on an IVF cycle is certainly not insignificant. IVF can cost upwards of $20k a cycle when you include medications and other auxiliary services like PGD of ICSI. However, when you compare the costs of IVF to say, other medical/surgical treatments it doesn’t seem all that bad. For example, the average cost of a 30-45 minute surgical procedure in a hospital is about $15-20k. Now this is the billed price, not the negotiated price that people with insurance would be responsible for, but you can start to see where I am coming from here. IVF is not just one single procedure, in fact, there are probably about 20 different services spanning several weeks that go into a full cycle. So when you actually look at what you are getting, IVF can be pretty inexpensive compared to some other procedures.
I know this is a flawed analysis. For one thing, there is a much greater chance that you will have insurance coverage for your surgery in a hospital than you would for an IVF cycle, unless you live in one of the few states with mandated coverage for infertility. Some fertility clinic don’t even accept insurance at all. They expect to collect the money they ask for, and not the much reduced rate negotiated by your insurance company. There are still plenty of people out there who do not have health insurance and would be paying these prices. For these people, having a minor knee surgery would cost more than an entire IVF cycle
No matter how you look at it, the 20ish thousand dollar price tag on an IVF cycle is still a lot of money – at least for most of us. At the end of the day, it does not matter how the price of IVF compares to other medical procedures. The only thing that matters is what the cost of the procedure/service that you need or already went through.
I am really just trying to put things in perspective here – health care is expensive (very expensive for those of us living in the US). If you need to see a doctor, and don’t have insurance – lets hope not! – it is going to cost you. However, there are ways that all of us can save on our healthcare costs. So, like many things in life, it pays to be proactive.
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